About

Welcome to Spending Smarter! This is a safe space for us to learn more and better understand our finances.

The Spending Smarter website along with our social media pages will help you to:

  • Understand your spending habits
  • Learn how to prioritise your budget
  • Budget
  • Make money while spending money – using cashback sites/apps
  • Discover paid survey sites
  • Find the best deals

Stay up to date on the latest deals and updates from Spending Smarter by following us on social media:
Instagram
TikTok

About Me

I’m Holly and my finances are likely similar to yours. I’m on a low income mainly due to my ability to work as I’m disabled. I’m financially supported by my FiancĂ© James. I currently have some credit card debt and we secured our first mortgage back in October 2022.

I live in South Wales with James and our two dogs, Teddy a 6yr old Cavachon and Penny a 18 month old Labrador.

Our Current Financial Goals

  • Pay off credit card debt
  • Save for our 2024 Wedding
  • Increase our Emergency Fund
  • Start a Sinking Fund
  • Start Investing