Welcome to Spending Smarter! This is a safe space for us to learn more and better understand our finances.
The Spending Smarter website along with our social media pages will help you to:
- Understand your spending habits
- Learn how to prioritise your budget
- Budget
- Make money while spending money – using cashback sites/apps
- Discover paid survey sites
- Find the best deals
Stay up to date on the latest deals and updates from Spending Smarter by following us on social media:
Instagram
TikTok
About Me
I’m Holly and my finances are likely similar to yours. I’m on a low income mainly due to my ability to work as I’m disabled. I’m financially supported by my FiancĂ© James. I currently have some credit card debt and we secured our first mortgage back in October 2022.
I live in South Wales with James and our two dogs, Teddy a 6yr old Cavachon and Penny a 18 month old Labrador.
Our Current Financial Goals
- Pay off credit card debt
- Save for our 2024 Wedding
- Increase our Emergency Fund
- Start a Sinking Fund
- Start Investing